{"id":1228,"date":"2023-04-27T02:53:32","date_gmt":"2023-04-27T02:53:32","guid":{"rendered":"https:\/\/curtin.edu.my\/study\/?page_id=1228"},"modified":"2026-04-07T01:11:23","modified_gmt":"2026-04-07T01:11:23","slug":"loans","status":"publish","type":"page","link":"https:\/\/curtin.edu.my\/study\/scholarships\/loans\/","title":{"rendered":"Loans"},"content":{"rendered":"<section\n                class=\"block accordions\" role=\"complementary\"\n        aria-label=\"Accordion\"\n        data-segment=\"all\">\n\n        \n\n    <div class=\"accordions__container\">\n                    <div class=\"accordion\">\n            <button class=\"accordion__heading accordion__toggle\" aria-controls=\"yayasan-sarawak-biasiswa-pinjaman-pelajaran-dalam-negara\" aria-expanded=\"false\">Yayasan Sarawak: Biasiswa Pinjaman Pelajaran Dalam Negara<span class=\"ico ico-chevron-fat ico--deep-blue\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 32 32\"><path d=\"M10.91 30.41l-2.82-2.82L19.67 16 8.09 4.41l2.82-2.82L25.33 16 10.91 30.41z\"\/><\/svg><\/span><\/button>\n        <div class=\"accordion__content content\" id=\"yayasan-sarawak-biasiswa-pinjaman-pelajaran-dalam-negara\" aria-hidden=\"true\">\n                    <h3><strong>Eligibility<\/strong><\/h3>\n<ul>\n<li><span style=\"font-size: 14pt;\">Malaysia citizen<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Student (or at least one of the parents) is Sarawakian (IC bears the letter &#8216;K&#8217;)<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Has obtained a minimum of Credit for Bahasa Melayu subject in the following examinations; obtained at least Grade C in Sijil Pelajaran Malaysia (SPM) \/ Malaysian Certificate of Education; or obtained at least Grade C in General Certificate of Ordinary Level (GCE O-Level); or obtained at least Grade B6 in Unified Examination Certificate (UEC<span style=\"text-decoration: line-through;\">)<\/span><\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Has been offered to study at Curtin University Malaysia.<\/span><\/li>\n<\/ul>\n<h3>Application process<\/h3>\n<p><span style=\"font-size: 14pt;\">To ensure a successful application, please prepare the following compulsory document:<\/span><\/p>\n<ul>\n<li><span style=\"font-size: 14pt;\">Copy of IC (student, parents, and guarantors)<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Copy of Birth Certificate (student)<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Letter of Offer from Curtin University Malaysia (Foundation\/Diploma or Undergraduate programs)<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Copy of SPM \/ GCE O-Level \/ UEC Certificate\u00a0with at least Grade C or B6\u00a0in Bahasa Melayu subject<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Copy of parents\u2019 pay slip \/ EA Form \/ Income Declaration Form, or copy of guarantors\u2019 pay slip \/ EA Form<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Bank account statement (student)<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Copy of Latest Academic Results or Transcripts<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Nomination of two (2) guarantors with permanent jobs and aged less than 60 years old.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: 14pt;\">*<em>All document must be certified true copy<\/em><\/span><\/p>\n<h3>Submission process<\/h3>\n<ul>\n<li><span style=\"font-size: 14pt;\">You must submit all applications online at <a href=\"http:\/\/175.138.68.197:51\/iwps\/Account\/UserLogin.aspx\">Apply@YS<\/a><\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Yayasan Sarawak will send an email containing the agreement documents needed to proceed with the loan if it approves the application<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">The student is responsible for completing all required agreement documents within the due date and posting the hard copies to Yayasan Sarawak\u2019s office for further processing.<\/span><\/li>\n<\/ul>\n<h3 style=\"text-align: left;\"><strong><span style=\"font-size: 14pt;\">Yayasan Sarawak&#8217;s address<\/span><\/strong><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-size: 14pt;\">Wisma Adenan,<\/span><br \/>\n<span style=\"font-size: 14pt;\">Yayasan Sarawak, Petra Jaya,<\/span><br \/>\n<span style=\"font-size: 14pt;\">Jalan Sultan Tengah, 93050 Kuching,<\/span><br \/>\n<span style=\"font-size: 14pt;\">Sarawak.<\/span><\/p>\n<h3>Loan amount and duration<\/h3>\n<p><span style=\"font-size: 14pt;\">As determined by Yayasan Sarawak<\/span><\/p>\n<h3>Opening and closing date<\/h3>\n<p><span style=\"font-size: 14pt;\">Application is opened all year long<\/span><\/p>\n<h3>Important information<\/h3>\n<ul>\n<li><span style=\"font-size: 14pt;\">Your application will only be processed if<\/span>\n<ul>\n<li><span style=\"font-size: 14pt;\">your Letter of Offer does not indicate any Conditions<\/span><\/li>\n<li><span style=\"font-size: 14pt;\"> For undergraduate programs; you have completed and received transcript for your Foundation or Diploma studies<\/span><\/li>\n<\/ul>\n<\/li>\n<li><span style=\"font-size: 14pt;\">Please retain a copy of your application summary and email it to Loans and Scholarships Unit for their reference<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">First payment will be disbursed after Yayasan Sarawak has processed the complete set of your agreement documents, while subsequent payments will be considered after they have received the copy of your examination results.<\/span><\/li>\n<\/ul>\n<p>For more information, please visit their <a href=\"https:\/\/yayasansarawak.org.my\/my\/pinjaman\/\">website<\/a>.<\/p>\n\n            <\/div>\n<\/div>                    <div class=\"accordion\">\n            <button class=\"accordion__heading accordion__toggle\" aria-controls=\"perbadanan-tabung-pendidikan-tinggi-nasional-loan\" aria-expanded=\"false\">Perbadanan Tabung Pendidikan Tinggi Nasional Loan<span class=\"ico ico-chevron-fat ico--deep-blue\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 32 32\"><path d=\"M10.91 30.41l-2.82-2.82L19.67 16 8.09 4.41l2.82-2.82L25.33 16 10.91 30.41z\"\/><\/svg><\/span><\/button>\n        <div class=\"accordion__content content\" id=\"perbadanan-tabung-pendidikan-tinggi-nasional-loan\" aria-hidden=\"true\">\n                    <h3>Eligibility<\/h3>\n<ul>\n<li>Malaysian citizen<\/li>\n<li>Monthly gross income of parents or guardians not exceeding RM50,000 (after deducting RM250 per dependent)<\/li>\n<li>Has been offered to study at Curtin University Malaysia<\/li>\n<li>The remaining duration of the course of study during application at Curtin University Malaysia must not be less than one (1) semester.<\/li>\n<\/ul>\n<h3>Application process<\/h3>\n<p>For a successful application, please ensure the following criteria are fulfilled as they are compulsory<\/p>\n<ul>\n<li>An active MyPTPTN Account registered with your own device, mobile number, and email<\/li>\n<li>Activation of SSPN Account (RM30) and Purchase of PTPTN PIN (RM5)<\/li>\n<li>Letter of Offer (without any Conditions) from Curtin University Malaysia (Diploma or Undergraduate programmes)<\/li>\n<li>Owned a CIMB bank account.<\/li>\n<\/ul>\n<h3>Submission process<\/h3>\n<ul>\n<li>Students can submit their applications online via MyPTPTN app for much faster and more convenient experience. The app can be downloaded in <a href=\"https:\/\/apps.apple.com\/my\/app\/myptptn\/id1601433091\">App Store<\/a>, <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.ptptnapp\">Google Play<\/a>, and <a href=\"https:\/\/appgallery.huawei.com\/app\/C105786343?sharePrepath=ag&amp;locale=en_GB&amp;source=appshare&amp;subsource=C105786343&amp;shareTo=com.whatsapp&amp;shareFrom=appmarket\">Huawei App Gallery<\/a><\/li>\n<li>The status of your application will be informed in MyPTPTN app, and you can accept the loan agreement online if it has been approved. Learn more <a href=\"https:\/\/www.ptptn.gov.my\/wp-content\/uploads\/2024\/01\/Panduan_Pengguna_Tawaran_Permohonan_Pinjaman.pdf\">here<\/a>.<\/li>\n<\/ul>\n<h3>Loan amount and duration<\/h3>\n<p>As determined by PTPTN. Loan amounts are subjected to assessment on household incomes by PTPTN.<\/p>\n<h3>Opening and closing date<\/h3>\n<p>&nbsp;<\/p>\n<table style=\"border-collapse: collapse;\">\n<tbody>\n<tr>\n<th>Diploma<\/th>\n<th>Trimester 1F<\/th>\n<th>Trimester 2S<\/th>\n<th>Trimester 3F<\/th>\n<\/tr>\n<tr>\n<td><\/td>\n<td>1 to 28 February<\/td>\n<td>1 to 30 July<\/td>\n<td>1 to 30 November<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td>1 to 30 March<\/td>\n<td>1 to 30 August<\/td>\n<td>1 to 31 December<\/td>\n<\/tr>\n<tr>\n<th>Degree<\/th>\n<th>Semester 1<\/th>\n<th>Semester 2<\/th>\n<th><\/th>\n<\/tr>\n<tr>\n<td><\/td>\n<td>1 to 28 February<\/td>\n<td>1 to 30 July<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td>1 to 30 March<\/td>\n<td>1 to 30 August<\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>We encourage early application to allow time for necessary amendments to rejected applications before submitting them in the nearest application batch.<\/p>\n<h3>Important information<\/h3>\n<p>First payment will be disbursed after PTPTN has processed the complete set of your agreement documents, while subsequent payments will be considered after they have received the copy of your examination results.<\/p>\n<p>For more information, please <a href=\"https:\/\/www.ptptn.gov.my\/pinjaman-pendidikan\/\">visit their website<\/a>.<\/p>\n\n            <\/div>\n<\/div>            <\/div>\n\n<\/section>\n\n\n<section\n                class=\"block list-panel block--full-width\"\n        role=\"complementary\" aria-label=\"Useful links link list\"\n        data-segment=\"all\">\n    <div class=\"list-panel__wrapper grid\">\n                    <h2 class=\"list-panel__title \">Useful links<\/h2>\n                <div class=\"list-panel__container\">\n            <ul class=\"link-list__col\">\n                                                                                <li>\n                            <a href=\"https:\/\/curtin.edu.my\/study\/wp-content\/uploads\/sites\/2\/2026\/04\/Yayasan-Sarawak-Loan-Application-Checklist-2026.pdf\"\n                               target=\"_blank\">Yayasan Sarawak loan checklist<\/a>\n                        <\/li>\n                                            <li>\n                            <a href=\"https:\/\/curtin.edu.my\/study\/wp-content\/uploads\/sites\/2\/2023\/10\/Buka-akaun-SSPN-PRIME-secara-online.pdf\"\n                               target=\"_top\">PTPTN SSPN Prime online application<\/a>\n                        <\/li>\n                                            <li>\n                            <a href=\"https:\/\/curtin.edu.my\/study\/wp-content\/uploads\/sites\/2\/2024\/07\/PTPTN-LOAN-APPLICATION-CHECKLIST-2024.pdf\"\n                               target=\"_blank\">PTPTN loan checklist<\/a>\n                        <\/li>\n                                            <li>\n                            <a href=\"https:\/\/curtin.edu.my\/study\/wp-content\/uploads\/sites\/2\/2023\/10\/PTPTN-FEE-WAIVER-APPLICATION_-Updated-2022.pdf\"\n                               target=\"_blank\">PTPTN fee waiver application<\/a>\n                        <\/li>\n                                            <li>\n                            <a href=\"https:\/\/curtin.edu.my\/study\/wp-content\/uploads\/sites\/2\/2023\/10\/STEPS-TO-APPLY-FOR-PTPTN-APPEAL-FOR-CHANGE-OF-COURSE-MAJOR-PTPTN.pdf\"\n                               target=\"_top\">PTPTN appeal for change of course (major) <\/a>\n                        <\/li>\n                                            <li>\n                            <a href=\"https:\/\/curtin.edu.my\/study\/wp-content\/uploads\/sites\/2\/2023\/10\/PTPTN-FAQ-2021.pdf\"\n                               target=\"_blank\">PTPTN FAQs<\/a>\n                        <\/li>\n                                            <li>\n                            <a href=\"https:\/\/curtin.edu.my\/study\/wp-content\/uploads\/sites\/2\/2023\/10\/STICKER_NEW-LOAN-1.pdf\"\n                               target=\"_blank\">PTPTN funding according to study level <\/a>\n                        <\/li>\n                                            <li>\n                            <a href=\"https:\/\/www.ptptn.gov.my\/pejabat-cawangan-ptptn\/\"\n                               target=\"_blank\">PTPTN branch offices<\/a>\n                        <\/li>\n                                                <\/ul>\n        <\/div>\n    <\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":1214,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_crdt_document":"","_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"","footnotes":""},"tags":[],"class_list":["post-1228","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/curtin.edu.my\/study\/wp-json\/wp\/v2\/pages\/1228","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/curtin.edu.my\/study\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/curtin.edu.my\/study\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/curtin.edu.my\/study\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/curtin.edu.my\/study\/wp-json\/wp\/v2\/comments?post=1228"}],"version-history":[{"count":0,"href":"https:\/\/curtin.edu.my\/study\/wp-json\/wp\/v2\/pages\/1228\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/curtin.edu.my\/study\/wp-json\/wp\/v2\/pages\/1214"}],"wp:attachment":[{"href":"https:\/\/curtin.edu.my\/study\/wp-json\/wp\/v2\/media?parent=1228"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/curtin.edu.my\/study\/wp-json\/wp\/v2\/tags?post=1228"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}